Apply for a Loan
Ready to get started? Apply online through our secure portal or call Lori directly — we'll find the right loan for your situation.
How It Works
From application to closing, Lori is with you every step of the way.
Submit Your Application
Complete the secure online application in minutes through our partner portal.
Speak with Lori
Lori reviews your application and calls you to discuss your options and next steps.
Get Pre-Approved
Receive your pre-approval letter so you can shop with confidence.
Close Your Loan
We guide you through every step to a smooth, on-time closing.
Start Your Application Online
Our secure application portal is powered by ZipForHome. It takes just a few minutes to complete and Lori will follow up with you personally to review your options.
Your Mortgage Broker
Lori Messner
Broker# 01208013 · NMLS Licensed
Prefer to Talk First?
Call Lori directly at 844-726-5671 or email [email protected]. Office hours are Monday–Saturday 10AM–7PM, Sunday by appointment.
Call NowLoan Programs We Offer
Not sure which loan is right for you? Browse our programs or call Lori — she'll match you with the best option.
FHA Loan
Low down payment starting at 3.5%. Great for first-time buyers.
Learn moreVA Loan
Zero down payment for eligible veterans and active military.
Learn moreConventional Loan
Flexible terms for buyers with strong credit and stable income.
Learn moreReverse Mortgage
Convert home equity into tax-free income for seniors 62+.
Learn moreHard Money Loan
Fast funding for investors and non-traditional borrowers.
Learn moreCommercial Financing
Financing solutions for commercial and investment properties.
Learn moreCalculators
Run the numbers before you apply — know exactly what to expect.
Let's Get You Into Your New Home
Sanlor Financial · 54200 Kalsman Dr, Whitewater CA 92282 · Broker# 01208013
Apply for a Loan